Only one number? Try the Credit Card Cash Back Calculator

Credit Card Cash Back Planner

Enter how much you spend on the card each month, the cash back rate, and any annual fee. The calculator shows the yearly reward and what remains after the fee.

Your numbers

Your plan is ready.
Cash back a year 
After the annual fee 

Scenario table

Each row changes one number by a tenth, and keeps the rest as you entered them.

ScenarioCash back a yearAfter the annual fee

Scenario chart

The first result for each scenario, drawn to scale.

How to use this planner

Enter your numbers in the boxes. The results update as you type, using the same calculation as the calculator.

The scenario table shows what changes when one number moves. Use it to see which number has the most effect on your result.

Understanding the result

The results are estimates. They use only the numbers you enter, so they can differ from what a bank, lender, or adviser calculates.

About the author

Monica Tulips

Monica Tulips

Finance Writer, Moni Calculator Pro

Monica Tulips writes the personal finance, savings, and loan guides on Moni Calculator Pro. Each calculator's math is covered by automated tests before its page is published, and the guides explain that math in plain language.