MoniCalculator Pro

Loans & Credit calculators

Loan payments, interest, and what a loan really costs.

These calculators explain what a loan costs. Enter the amount, the rate, and the term to see the payment, the total interest, and how the balance falls over time.

Compare two offers side by side, or check the APR to see the cost once fees are included. The results are estimates, so confirm the terms in the lender’s written disclosure.

Loan Payment Calculator Estimate the monthly payment on any fixed-rate loan from the amount, the interest rate, and the term. See the total interest and the total you repay. See more → Amortization Calculator See how a loan is paid down over time, with the payment, the interest and principal paid in any year, and the balance left at the end of that year. See more → Debt-to-Income Calculator Work out the share of your gross monthly income that goes to debt payments, before and after a new loan payment. See more → Loan Comparison Calculator Put two loan offers for the same amount side by side, with the monthly payment and the total cost of each, and see which one costs less. See more → Simple Interest Calculator Work out simple interest on a loan or deposit from the principal, the yearly rate, and the number of years, with no interest on interest. See more → APR Calculator Estimate the annual percentage rate of a loan that includes upfront fees, so you can compare a loan with fees against one without. See more →