Home & Housing

Home & Housing calculators

Mortgage payments and the full monthly cost of a home.

These calculators help you judge the cost of buying and keeping a home. Estimate the monthly payment, the property tax and insurance that come with it, and the cash needed at closing.

Use the affordability and rent-versus-buy tools to test a budget before you look at homes. Lender offers and local taxes can differ from these estimates, so check the official figures before you decide.

House payment calculator Estimate a monthly house payment with principal, interest, property tax, insurance, PMI, and HOA fees. Compare shorter and longer loan terms. See more → Mortgage Refinance Calculator Compare your current mortgage with a refinanced one, including the new payment, the monthly saving, and how long the closing costs take to pay back. See more → HELOC Payment Calculator See the interest-only payment during the draw period of a home equity line of credit, and the higher payment once repayment starts. See more → Rent vs Buy Calculator Compare the cost of buying a home with the cost of renting over the same number of years, counting the equity you build and the rent increases. See more → Home Affordability Calculator Find the most expensive home that keeps the monthly housing payment within the share of income you choose, including tax and insurance. See more → Mortgage Closing Cost Calculator Add up the fees you expect to pay at a mortgage closing, and the cash needed to close, including your down payment. See more →