How do I calculate stock profit?

Subtract the total cost of the shares from the total you received when you sold them. Then add any dividends you were paid, and subtract the fees if they were not already included.

Do fees reduce my profit?

Yes. Buy fees add to the cost, and sell fees reduce the amount you receive. Both lower the net result, so include them for an accurate figure.

What is a break-even price for a stock?

It is the price per share at which you would get back exactly what you spent, after fees and dividends. Below it, the position is at a loss; above it, the position is at a profit.

Does this include taxes?

No. Taxes on gains and dividends depend on your country, your tax bracket, and how long you held the shares. Check with a tax professional or your tax agency for the amount due.

Can I use this for shares I still hold?

Yes, enter the current price to see the result as it stands now. Treat it as unrealized until you sell, because the price can change.

Stock Profit Loss Calculator | Moni Calculator Pro

$$\text{Net} = (S \times P_{\text{sell}} - F_{\text{sell}}) - (S \times P_{\text{buy}} + F_{\text{buy}}) + D$$

In plain text

Net = (S × P_sell - F_sell) - (S × P_buy + F_buy) + D

What does this calculator measure?

It measures what a stock position made or lost from start to finish. You enter the cost of the shares, the value you received or could receive, and any fees and dividends along the way. The result tells you whether the position is in profit, in loss, or exactly even, and by how much.

How do I use it?

Enter the price you paid per share and the number of shares. Enter the price you sold at, or the current price if you are checking a position you still hold. Add the buy and sell fees from your broker statement, and any cash dividends you received while you held the shares. The results update as you type.

How does the calculation work?

Total cost is the shares multiplied by the buy price, plus the buy fee. Total from the sale is the shares multiplied by the sell price, minus the sell fee. The capital gain or loss is the total from the sale minus the total cost. The net result adds the dividends to that figure.

Return on cost is the net result divided by the total cost, shown as a percentage. The break-even price is the price per share that would make the net result zero, after fees and dividends.

Is a current price the same as a sale?

No. If you enter the current price, the result is unrealized. It can change as the market moves, and it is not a final gain or loss until you sell. A completed sale also fixes the result in your records, which matters for tax reporting.

Why are dividends shown separately?

The capital gain or loss only looks at the change in the share price. Dividends are cash paid to you while you held the shares, so they are added in the net result. Keeping them apart shows you how much of the return came from the price and how much came from payouts.

What can the calculator not tell me?

The calculator does not include taxes on gains or dividends, and it does not know your cost basis if you bought the shares in several lots at different prices. It does not model stock splits, rights issues, or currency changes for overseas shares. If you enter several purchases, combine them into an average buy price first.

Use the result as an estimate, and check your broker's statement for the exact figures.

Why does a loss still need a break-even price?

The break-even price tells you how far the share price must move to recover your total cost, after fees. If the current price is below it, the position is at a loss. That helps you judge how much recovery a position needs before it returns to even.

Stock Profit Loss Calculator