Only one number? Try the Rent vs Buy Calculator

Rent vs Buy Planner

Enter the price of a home you could buy and the terms of a mortgage, then the rent you pay now and how fast it rises. The calculator compares the cost of each option over the years you choose.

Your numbers

Your plan is ready.
Net cost of buying 
Total rent paid 
Which costs less 

Scenario table

Each row changes one number by a tenth, and keeps the rest as you entered them.

ScenarioNet cost of buyingTotal rent paid

Scenario chart

The first result for each scenario, drawn to scale.

How to use this planner

Enter your numbers in the boxes. The results update as you type, using the same calculation as the calculator.

The scenario table shows what changes when one number moves. Use it to see which number has the most effect on your result.

Understanding the result

The results are estimates. They use only the numbers you enter, so they can differ from what a bank, lender, or adviser calculates.

About the author

Ashok Nath

Ashok Nath

Software Developer and Analyst, Technical Calculator

Ashok Nath writes the guides and FAQs on Moni Calculator Pro. He works as a software developer and analyst. Each calculator's math is covered by automated tests before its page is published, and the guides explain that math in plain language.